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4 Warning Signs That You are Bankrupt

By Lenddo Article Subscribe to RSS | August 16th 2012 | Views:
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Many people experience financial crisis a few times in their lives. Some know how to handle the problem effectively while some don’t even know they’re in a huge financial mess. Here are some signs that you could be in a financial distress.

Warning Sign #1: You’ve spent every cent in your savings account.

This one is the most obvious–If you don’t have money left in your savings account, your budget probably isn’t enough to support your expenses. Your savings is meant to be a protective buffer in case an emergency arises..

Warning Sign #2: You’re torn between bills.

If you’re choosing which bill to pay first because you can’t afford to pay all of them, you’re in serious financial trouble. If this happens once in every 2-3 months, then you shouldn’t worry as this happens every so often to most people. But if this becomes a monthly episode, then you’re in the “alert zone” and you need to check and re-evaluate your budget.

Warning Sign #3: You think about selling your home or your car.

Selling one’s property is a person’s last option when he/she is broke. If the thought of selling your property crosses your mind, then you could be standing on the edge of bankruptcy.

Warning Sign #4: Fighting with your spouse over finances.

Most couples argue about money, but if such an argument becomes a regular habit, then that could mean that you’re having trouble with the household budget. Learn to handle your finances as a couple, and come up with long term and short term goals that you can both agree on to avoid having financial disputes.

If you are experiencing at least 2 of these signs, you may be on your way to financial dangers. If you’re in such a situation, learn how to cope with financial stress effectively and know how to budget when you’re broke.

Lenddo is an online community that helps its members build their credibility, gain financial knowledge and get access to loans. Which of these signs are you experiencing right now? Tell us about it!

Lenddo Article - About Author:
Lenddo is the world's first credit scoring service that uses your online social network to assess credit and provide personal loans and low-interest loans.

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